Passbook



E. A. KELLY Aug. 4, 1936. l

PASSBOOK Filed Deo. 26, 1934 nl 1234s Patented Aug. 4, 1936 PASSBOOK Edward A. Kelly,

7 chime.

This invention is a pass book of the-coupon type, primarily designed for the recording of successive cash transactions of any character, although not limited to this specific use.

.One of the objects of the invention is to provide a book `of the character mentioned which will provide a simple and accurate record ofsuccessive cash payments, whether in the form .of instalments on deferred payment purchases, y or the periodical payment on account of loans, or for any other use for which a pass book is commonly employed:v A further object-is to guard against error by providing a simple form of pass book which includes a receipt form containing a pluralitypf continuously numbered spaces for the transactions to be entered, and a plurality of coupon pages or sheets associated with the receipt form, each coupon sheet consisting of a plurality of detachably connected coupons, correlated to the spaces of the receipt form in such manner that each coupon will receive one entry as the data of the transaction is entered on the correlated space of the receipt form. By this construction and arrangement, the detached coupons will serve as the collectors vouchers. the receipt form constituting the customers record, the latter fully setting forth the number, date and the amount of each payment that has been made.

The invention will be hereinafter fully set forth and particularly pointed out in the claims'.

In the accompanying drawing:

Figure 1 is a perspective view illustrating one of the groups of sheets arranged in accordance with the invention. Figure 2 is a one of the coupon sheets. Figure 3 is an edge view illustrating a book containing "a, plurality of groups of sheets. Figure 4 is a diagra-mmatic view illustrating the relation of the various sheets.

Referring to the drawing, I designates a coupon book which is made up of a plurality of sheets, arranged in a plurality of groups G, bound together in any desired manner, as for instance, by staples II, and if desired,'a cover l2 and back I3 may be employed. Any number of the duplicate groups G'may be employed.`

Each group G consists of a receipt form R anda supplemental group consisting of coupon sheets C1, C2, C3 and ,Ct Each group G may also include a carbon manifold sheet 4M, if de sired. This sheet M, however, need not be bound in the book, but may be placed loosely between ,the leaves when used.

Thereceipt record comprises a sheet R having plan view of PATENT ori-ICE Indianapolis, -Ind.

Application neeember 2s, issafseriel No. 759,273

a. plurality of vertical columns R1, R2, R3, R4 and R5, said columns being horizontally ruled into a plurality of spaces R?, each of which is identified by suitable characters, such as in 'cated in column R1. Column Rfl is arranged or the 5 date of the' payment, column R3 for the initials of the collector, column R4 for the entry of the amount paid, and the column R5 for the entry of the balance remaining after credit of the payment made. Obviously, the arrange-'10 ment of columns may be varied to suit diiferent conditions. v

It will be noted that the coupon sheet C1 of each group G is of approximately the same length as the receipt form R, but that thev coul5 pon sheets C2, ,C3 and C4 are of progressively 1 diminishing shorter lengths It will be under7 stood thatthe number of coupon sheets may be varied, the group vconsisting of a single receipt form R and four pages of coupon sheets having 2 been selected merely for illustrative purposes. In other words, the number of coupon sheets will vary with the number of the payments to be entered upon the receipt blank. It is to be understood, however, that the number of coupon sheets should be equally divisible into the number of spaces Rfi on the receipt form, and that the number of coupons must correspondy to the total number of said spaces. In other words, the number of coupon sheets is dependent upon two factors: (A) The difference in length between the coupon pages controlled by the step down indicated by the' depth of each space R6; and (B) the difference between a satisfactory binding margin for the book, usually about one-half inch, and the binding margin of each coupon sheet. Thus, with a. coupon book in which the receipt is on a sheet ilve and one-half inches long, which is a typical length, the binding margin on theV coupon sheet C1 is one and onehalf inches. subtracting one-half inch, which is a satisfactory v binding margin for coupon sheets C4, provides a residual space M of one inch on coupon C1. Thedepth of each space R6 on the receiptform'R vis one-quarterbf an inch, which is the key to the step down, or' difference in length between any tw'o of the cou- 'pon sheets. By dividing the one inchresidual space on coupon C1 by one-quarter of` an inc the quotient will be four, indicating that eac group of coupon sheets should consist of four of such sheets. Inasmuch as the number of coupon sheets must be a multiple of the number of spaces R6, where there are sixteen spaces R6, as in the example shown in the drawing, it

will be found, upon dividing the number of spaces by the number of coupon sheets, that each coupon sheet should contain four coupons. In preparing a book of this kind, the foregoing calculation must be made. step down should be one-fifth of an inch and the extra binding margin on the sheet C1 is one inch, provision may be made for twenty instalments by having five coupons to each coupon sheet. In other words, the construction is dependent upon the relation of the dimensions of the step down to the excess binding margin M on the rst coupon sheet C1, or the difference between the total binding margin on the rst coupon sheet and the binding margin on the last coupon sheet. l

In the illustration shown in the drawing, each coupon sheet is perforated to provide four separable coupons A, each coupon being provided with a space a', which is ruled as a duplicate of the vertic-al rulings of the receipt form spaces R6, so that each space a will come beneath one of the horizontal spaces R6 of the receipt form. In other words, in the illustrated embodiment of the invention, the space a' has data for the date, the initials of the collector, the amount paid and the balance due. Each coupon is also provided wi'lh a space a2 for an identifying character or payment number, and a space a3 for the account number. Between these spaces is a space a4 for any informative data that may be desired. The payment number characters in the spaces a2 are duplicates of the serial numbers of the spaces R6 of sheet R.

It will be noted the coupons A are so positioned that the space a of the No. 1 coupon of sheet C1 will lie directly beneath the first space R5 of the receipt form sheet Ryand that coupon No. 2 of the coupon sheet C2 will lie directly beneath the second serially numbered space R6 on the receipt form R. Also, thatthe space a of the No. 3 coupon, which is carried by sheet vC3 will lie beneath the third space R6 of the receipt form R, and coupon No. 4, which is carried by the sheet C4 will lie beneath the space R6 designated by serial No. 4 of the receipt form R. The difference in length of the sheets C1, C2, C3 and C4 is such that the coupons respectively carried by the four sheets are staggered with respect to each other, in such manner that the coupons are arranged in sets running serially'from top to bottom, so that the removal of any coupon o such a set, except the lowermost one will expose the next successively numbered coupon of the set immediately beneath and in register with the next serially numbered space R6 of the receipt form.

Assuming an account of $20.00 to be paid, the entries wouldbe as illustratedin Fig. 1. instance, assuming a payment of $1.50 -on Sept. 26, 1933, the entry will be made on the first serially numbered space R6 of the receipt form R. That is, the entry consists of the date 9/26/33, the collectors initials A. B. C., the amount paid $1.50, and the balance due of $18.50. At the time that the entry is made inthe first serially numbered space R6 in the receipt form R, the manifold sheet M is' lying over coupon No.1 with the space a in register with said rst space R6, so that exactly the same entry is duplicated on the coupon. After the entry has been made, thecollector removes the coupon and returns the receipt form to the customer. By removing No. 1 coupon, which is carried by coupon sheet C1, coupon No. 2, which For instance, if the For l CDupOn,

is the uppermost coupon of the same setcarried by coupon sheet C, is then exposed, so that its space a will lie beneath the space R6 on the receipt form R, which bears the serial No. 2.

Assuming a payment to be made on Oct. 26, 1933 of $2.00, the netry will be 10/26/33, A. B. C., amount $2.00, balance of $16.50. Of course, the entry is similarly made on the space a' of coupon No. 2, which is removed by the collector, exposing coupon No. 3 in its position with space a' beneath space No. 3 on the receipt form R. Assuming another payment of Nov. 26, 1933 of $5.00the entries are made as before and the third coupon removed, exposing the No. 4 coupon beneath the numbered space 4 on the roceipt form R. The removal of coupon No. 4 exposes coupon No. 5, carried by sheet C1, which is the first coupon of the second set of coupons, and these operations are continued until the full amount is paid.

The advantages of the invention will be readily understood by those skilled in the art to which it belongs. For instance, the possibility of error is reduced to a minimum, because each transaction is completed at one writing,'and eliminates the use of what is commonly termed a blotter record or diary record of cash receipts or payments. It is much more accurate than the old method of recording on a separate sheet, for the reason that the entry in thecustomers pass book will naturally agree with th'e store record, because it is an exact duplicate. It will also be observed that the coupon book is capable of use for any purpose for which a pass book is commonly used, and is particularly useful in collecting instalments on deferred payment purchases, and the periodical payment of loans.

Having thusexplained the nature of the invention and described an operative manner of constructing and using the same, although without attempting to set forth all of the forms in which it may be made, or all of the forms of its use, what is claimed is:

1. In a pass book, a receipt record comprising a. group of sheets including a receipt form and a plurality of superposed coupon sheets beneath the receipt form, and means binding said sheets at one end and leaving them free at the other ends, said receipt form containing a plurality of successively positioned duplicate spaces for entry of payment data, said spaces being respectively identified by a series of diierent successive characters, each coupon sheet consisting of a plurality of detachably connected coupons, each provided with an identifying character correspending toan identifying character of a space on said receipt form, each coupon having a portion normally in register with its identified space. all of the coupons being so disposed with vrespect to the receipt form, and to each other that the coupons at the free edges of the respective successive sheets register with successively identied spaces of the receipt form, the coupon at the free edge of the topmost' sheet being in register with the rst space of said receipt form, all of the coupons being so arranged with respect to the spaces of the receipt form that as each except those of the last coupon of the set, is detached from its sheet the coupon indicated by the next successive identifying character on said receipt form will be 'at the free edge of the next coupon sheet, said coupon sheets 2. In al pass book. areceipt recordcomprising a group of sheets including a receipt form and a plurality or superposed coupon sheets beneath the receipt form, and means binding said sheets at one en d and leaving them free at the other ends, said receipt form containing a plurality of successively positioned duplicate spaces for entry of payment data, said spaces being respectively identied bya series of different successive characters, ach coupon sheet consisting of a plurality of detachably connected coupons, eachprovided with an identifying character corresponding to an identifying character of a space on said receipt form, each coupon having a portion normally in register with its identied space, the number of the coupons on each coupon sheet corresponding to the number of coupon sheets, and so arranged that the coupons are disposed -in sets, each set including a coupon on each coupon sheet, with the respective coupons of the rst set positioned at the free edges of `the coupon sheets, the respective coupons of each Vset registering with the respective successively identified spaces of the receipt form, with the lcoupon at the free edge of the topmost coupon sheet in register with the first space of said receipt form, said coupons being so arranged with respect to the spaces of the receipt form that as each coupon except those of the last sheet is detached from its sheet, the coupon on any coupon sheet which coupon is indicated by the next successive identifying character will be at the free edge of the successive coupon sheet and will be exposed beneath its identified space on the receipt form.

3. In a pass book, a receipt record comprising a group of sheets including a receipt form and a plurality of superposed coupon sheets beneath the receipt form, and means binding said sheets at one end and leaving them free at they other ends, said receipt form containing a plurality of successively positioned duplicate spaces for entry oi' payment data, said spaces being respectively identied by a series of different successive char-A acters, each coupon sheet consisting of a plurality of detachably connected coupons, each provided with an identifying character corresponding to an identifying character of a space on said receipt form, each coupon having a portion normally in register with its identified space, the coupons of each coupon sheet being staggered with respect tothe correspondingly positioned coupons of the other coupon sheets'in such manner that a portion of each coupon except those of the topmost coupon sheet is covered by the coupon which next proceeds it in the order of its position with respect to the identified spaces on the receipt form, the coupon at /thef free edge of the topmost coupon sheet `being in register with the iirst space of said receipt form, said coupons for said receipt form being so constructed and arranged with respect to the spaces of the receipt form that as each coupon except those of the last sheet is detached from its sheet,

the coupon indicated by the next successiveidentifying character willl be at the free'edge of another coupon sheet and will be exposed beneath its identified space on the receipt form.

4. 'In a pass book, a receipt record comprising a. group of sheets including a receipt form anda plurality of superposed coupon sheets beneath for the entry of payment data, said spaces being the receipt form, and means binding said sheets at one end and leaving them free at the other ends, said receipt form containing a plurality of successively positioned duplicate spaces for entry of payment data, said spaces being respectively 5 identied by a series of different successive characters, each coupon sheet consisting of -a plurality ofdetachably connected coupons, each provided with an identifying character correspending to ,an identifying character of a space on said receipt form, each coupon having a portion normally in register with its identified space, the coupons lof each Asheet `being staggered with respect to the correspondingly' positioned coupons of the other coupon sheets in such manner that a, portion of each coupon except those of the topmost coupon sheet is covered by the coupon which next precedes it in the`order of its position with respect to the identiiledspaces on the receipt form, the number of coupons on each coupon sheet corresponding to the number of coupon sheets, and so arranged that the coupons are disposed in sets each including a coupon on each coupon sheet, with the coupons of the iirst set positioned at the free edge of the respective coupon sheets, the respective coupons of each set registering with the respective successively identied spaces of the receipt form, the coupon at the free edge of the topmost coupon sheet being in register with the rst space of said 'receipt 30 form, said coupon sheets and said ,receipt form a position beneath its dentied space on the receipt form.

5. In a pass book, a plurality of receipt records, each of which comprises a group of pages including a receipt form and a plurality of superposed coupon sheets beneath the receipt form, said groups being arranged -in superposed relation, means for securing all of said pages at one end and leaving them free at their other ends, the receipt form of each group containing a plurality of successively positioned duplicate spaces correspondingly identified by a series of successive numbers. each coupon sheet consisting of a plurality of Adetachably connected coupons each provided with an identifying number correspond. ing to an identifying number of a space on the receipt form of its group, each coupon having a portion normally in register with its identified space, all ofthe coupons of each group being so disposed with respect to the receipt formof said group and to each other that the coupons at the free edge of the successive coupon sheetsvregister with;y successively identified spaces of the receipt form of the group, the coupon at the free edge of the topmost coupon ,sheet being in register with the rst space of its receipt form, each set of 65 cluding a receipt form and a plurality o! superposed coupon sheets beneath the receipt form, means binding said sheets together at one end and leaving them free at their other ends, each coupon sheet being provided with a plurality of coupons, the receipt form containing a plurality of successively positioned spaces, the number of coupon sheets being a multiple o! the number of said spaces on the receipt form. the number of coupons on each sheet also being a multiple of the number of the' spaces on the receipt form. each coupon sheet being shorter in length than the coupon sheet which immediately precedes it.

the rst coupon sheet being of an excessive length equal to a number o! the spaces on the receipt form which corresponds to the number of coupon sheets. and each successive coupon sheet being shorter than the coupon sheet which immediately precedes it by an amount approximately equal to the depth of one of the spaces on the receipt form.

, '1. A pass book comprising a group of sheets including a receipt form and s. plurality of superposed coupon sheets beneath the receipt form, means binding said sheets together at one end and leaving them free. at their other ends; each coupon sheet being provided with a plurality of coupons. the receipt form containing a plurality of successively pitioned spaces, the number of coupon sheets vbeing a multiple of the number of said spaces on the receipt form, the number of coupons on each sheet also being a. multiple oi the number of the spaces on the receipt form, each coupon sheet being shorter in length than the coupon sheet which immediately precedes it, the iirst coupon sheet being of an excessive length equal to a number of the spaces on the receipt form which corresponds to the number of coupon sheets, each coupon sheet except the last one being of a length substantially in excess of that required or the number of coupons carried thereby, the excess length being provided by 'a space between the last numbered coupon on each sheet and the binding means, and each successive coupon sheet being shorter than the coupon sheet which immediately precedes it by an amount approximately equal to the depth of one of the spaces on the receipt form.

EDWARD A. KELLY. 

